Motor Trade

Motor Trade Buisness cover requires a unique blend of traditional commercial insurance products and motor insurance to cover the road risks associated with operating a Motor Trade vehicle sales, service, repair, and Bodyshop facility.

The core areas of cover provided under a traders contract include:

  • Material Damage – All Risks on Buildings, Contents Vehicles, Stock etc
  • Business Interruption (Financial Loss Cover)
  • Employers Liability
  • Public and Products Liability including service indemnity
  • Money/Cash
  • Road risks cover for your own vehicles and those belonging to customers
  • Engineering inspections and breakdown
  • Loss of MOT license