Your horse or pony can be a large financial investment and it is essential that you have the correct insurance cover in place should anything go wrong.
In addition to providing cover for your horse against vetinary fees, loss of use of the animal, personal accident, and loss or damage to your riding tack can also be included.
Following the decision of the House of Lords in 2003, you are also now liable for any damage or injury that your horse does to others regardless of whether you are negligent or not.
As an owner or rider, you could be prosecuted if your horse kicks someone and injures them. You could also be prosecuted if your horse escapes from a field and causes a road accident.
Varying levels of cover are available which we will discuss further with you on enquiry.