All employers are required to carry this insurance cover by law. It provides insurance to protect your legal liability to pay damages and claimants costs for bodily injury or disease arising from and in connection with anyone’s employment within your business.
The policy will provide cover for legal costs in defending an allegation made and actual damages to go with third party costs should you be proved to be negligent.
Public and Products Liability
This cover protects your legal liability to pay compensation to third parties for accidental loss, damage to their property, or bodily injury to any person following the course of your usual business activities or from the products you manufacture and supply.