Do you or your business give advice in return for a fee? Do you provide a service that could lead to a financial loss to your customers? If so, then this cover provides an indemnity to pay those awards and costs.

If an allegation is made by your customer this can be extremely costly. Just the legal fees alone to defend the allegation can be high, and they are continuing to increase. A Professional Indemnity policy provides protection to cover those defence costs and, if you are found to be at fault, it also covers third party costs for damages.

Cover is usually written on a “Claims Made” basis. This means that you must maintain cover whilst the business is operating and for several years afterwards. The insurer who holds your current policy will deal with any allegations irrespective of when the work was undertaken.

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We look forward to discussing your needs with you.


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